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APWU News Bulletins

2006 APWU Health Plan

Reduced Premiums - Increased Coverage

10/18/2005 - Premium costs in the Federal Employees Health Benefits (FEHB) Program will increase an average of 6.6 percent in 2006, but not at APWU Health Plan. Premium costs for the Consumer Driven Health Plan and High Option are either the same or lower than in 2005. With an outstanding price, a choice of two options, and top quality of service, APWU Health Plan is the real deal in 2006. (Open Season is Nov. 14 - Dec. 12.) 

Consumer Driven Health Plan

High Option

APWU Health Plan’s Consumer Driven Health Plan puts you in the driver’s seat and gives you more — more information, more flexibility, more choices and more control.

 

  • Gives you more of what you need to make the smartest healthcare decisions;
  • 100 percent preventive coverage for in-network physicians and hospitals;
  • Personal Care Account (PCA) covers 100 percent of medical expenses up to $1,200 (individual) or $2,400 (family), including dental and vision care up to certain limits;
  • Network includes two out of every three physicians and three out of every four hospitals nationwide; but choose any provider in- or out-of-network;
  • Maximum out-of-pocket reduced for Self Only enrollment;
  • PCA provides more funds than you’ll pay in annual premiums — so you can receive more than you put in.

The High Option has a history of providing high quality service for members. And this year’s premium costs are reduced to give you even more value.

 

  • Routine physical exam added for 2006;
  • Consistently rated one of the top health plans in FEHB;
  • Emphasis on prevention, with array of preventive tests and routine physical exams for adults, and 100 percent coverage for immunizations, physical exams and lab tests for children;
  • Prescription program with no deductible and low co-payments for generic drugs;
  • Huge PPO network, but pick any doctor or hospital in- or out-of-network;
  • High Option premium costs are much lower for 2006 than they were in 2005.

 

 

 

 

How to Enroll 

Complete a Health Benefits Registration Form (SF 2809) by calling PostalEASE at 877-477-3273. You must have a Personal Identification Number (PIN) in order to enroll. You can also enroll on the PostalEASE Employee Web on the Intranet (from the Blue Pages) if you have access. For questions about either way of enrolling, contact your local personnel office. The enrollment options are: High Option Self Only (471); High Option Self and Family (472); Consumer Driven Health Plan Self Only (474); and Consumer Driven Health Plan Self and Family (475).

Open Season Hotline: 800-PIC-APWU (800-742-2798) 
800-622-2511 (TDD-Hearing Impaired) 
Hotline available from Oct. 20 through Dec. 12, 9 a.m. to 5 p.m. Eastern Time. 

This is a summary of features of the APWU Health Plan. Before making a final decision, please read the Health Plan’s Federal Brochure (RI 71-004). All benefits are subject to the definitions, limitations and exclusions set forth in the Plan’s Brochure.