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Taking on Rising Health Care Costs

04/02/2019 - (This article first appeared in the March/April 2019 issue of the American Postal Worker magazine) 

By Health Plan Director John Marcotte

As I have previously reported, and as all of us unionists see in our paychecks, the cost of health care is spiraling out of control. Recently, ABC News reported on this issue in a story that both reinforced my outrage at drug company profiteering and broke my heart as a parent. I would like to share some of that information.

Open Season

11/05/2018 - (This article first appeared in the November/December 2018 issue of the American Postal Worker magazine) 

By Health Plan Director John Marcotte

This year’s Federal Employee Health Benefits (FEHB) Open Season is Nov. 12–Dec. 10. Now is the time to take advantage of a union-owned health plan, staffed by union employees, whose singular focus is serving you, the member.

At the APWU Health Plan we are driven to provide comprehensive health insurance at an affordable price. Now is the time to compare your current yearly out of pocket costs and the coverage your family needs with what the APWU Health Plan has to offer. Whether you desire proactive wellness coverage, are managing current heath care conditions, or looking for peace of mind and financial security if an illness or injury strikes, the APWU Health Plan (APWUHP) is here for you.

Your Data Will Never Be Used Against You at APWU

10/04/2018 - (This article first appeared in the September/October 2018 issue of the American Postal Worker magazine) 

By Health Plan Director John Marcotte

As an advocate for workers and quality health care, I am disturbed by recent media reports about health insurance companies using data collected from non-medical sources. The implication is that this could be used to set rates for health insurance premiums.

First let me assure you that the APWU Health Plan does not do business this way. I personally find this practice discriminatory and reprehensible; it defies the entire construct of health insurance. The APWU Health Plan was created by postal workers banding together to share the financial burden of health conditions should any one of us be unfortunate enough to have or contract one of these conditions. This is a proud heritage and one I believe is worth fighting to defend.

APWU Web News Article 75-2018

Special Enrollment Period:

PSEs for the USPS Health Benefits Plan

08/03/2018 - On July 30, 2018, the Postal Service notified the APWU that there will be a special enrollment period for PSEs to enroll in the USPS Health Benefits Plan.  The enrollment period will be open from August 20, 2018 through October 4, 2018.  Coverage will become effective on October 13, 2018.

PSEs are eligible for enrollment in the APWU CDO plan after completing their first 360-day appointment.  PSEs may enroll in the APWU CDO plan within 60 days of being appointed to a second term as a PSE or during regular Federal Employees Health Benefits (FEHB) open season held in November and December of each year after meeting eligibility requirements.

Postal Support Employees Deserve Better

07/24/2018 - (This article first appeared in the July-August 2018 issue of The American Postal Worker magazine) 

By Health Plan Director John Marcotte

The USPS continues to fall short in its obligation to provide Postal Support Employees (PSEs) health insurance information that is vital to them and their families.

As I wrote in the September/October 2017 issue of The American Postal Worker, PSEs are not being informed upon conversion to regular that their USPS PSE insurance will be cancelled and they have 60 days to choose a FEHB health plan. If these new career employees do not choose a plan within 60 days, they will have no health insurance because the USPS will drop the USPS PSE insurance after conversion. Those PSEs who already have APWUHP Consumer Driven Option (CDO) plans are not being dropped, since APWUHP CDO is a high-performing FEHB plan and the coverage continues.